{"id":913,"date":"2017-03-17T10:20:20","date_gmt":"2017-03-17T10:20:20","guid":{"rendered":"http:\/\/www.redpiso.es\/news\/?p=913"},"modified":"2017-03-16T10:20:34","modified_gmt":"2017-03-16T10:20:34","slug":"la-comision-apertura-una-hipoteca","status":"publish","type":"post","link":"https:\/\/www.redpiso.es\/news\/la-comision-apertura-una-hipoteca\/","title":{"rendered":"\u00bfQu\u00e9 es la comisi\u00f3n de apertura de una hipoteca?"},"content":{"rendered":"<p>La <strong><em>comisi\u00f3n de apertura <\/em><\/strong>es el dinero que el <a href=\"http:\/\/www.dcredit.es\/\"><strong><em>banco o entidad financiera<\/em><\/strong><\/a> cobra por formalizar el <a href=\"https:\/\/www.redpiso.es\/news\/contrata-mejor-credito-hipotecario\/\"><strong><em>pr\u00e9stamo hipotecario<\/em><\/strong><\/a>. La justificaci\u00f3n de este pago es cubrir los gastos que la hipoteca le derivar\u00e1 al banco y hacer frente a los gastos administrativos.<\/p>\n<p>Esta comisi\u00f3n var\u00eda mucho en funci\u00f3n del cliente, el banco y el tipo de hipoteca (<a href=\"https:\/\/www.redpiso.es\/news\/la-diferencia-una-hipoteca-tipo-fijo-variable\/\"><strong><em>tipo fijo o variable<\/em><\/strong><\/a>), por lo que cabe pensar que se trata m\u00e1s de un impuesto. Esta comisi\u00f3n sirve, en muchas ocasiones, de <strong><em>publicidad para vender hipotecas<\/em><\/strong>. Se suelen promocionar hipotecas bajas cuando, en realidad, tienen una alta comisi\u00f3n de apertura. Este pago se realiza en el momento en el que se formaliza la hipoteca. En muchas ocasiones, como el cliente no tiene dinero para pagar, el banco o entidad se encarga de financiar tambi\u00e9n esta comisi\u00f3n.<\/p>\n<p>Las comisiones de apertura son negociables, por lo que es muy conveniente mostrar nuestra postura frente a la entidad e intentar no pagar nada por este impuesto.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La comisi\u00f3n de apertura es el dinero que el banco o entidad financiera cobra por formalizar el pr\u00e9stamo hipotecario. La justificaci\u00f3n de este pago es cubrir los gastos que la hipoteca le derivar\u00e1 al banco y hacer frente a los gastos administrativos. Esta comisi\u00f3n var\u00eda mucho en funci\u00f3n del cliente, el banco y el tipo de hipoteca (tipo fijo o [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":890,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-913","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>qu\u00e9 es la comisi\u00f3n de apertura de una hipoteca<\/title>\n<meta name=\"description\" content=\"descubre qu\u00e9 es la comisi\u00f3n de apertura de una hipoteca e intenta hacerle frente.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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