{"id":570,"date":"2016-08-05T12:03:31","date_gmt":"2016-08-05T12:03:31","guid":{"rendered":"http:\/\/www.redpiso.es\/news\/?p=570"},"modified":"2016-07-19T10:53:17","modified_gmt":"2016-07-19T10:53:17","slug":"hipotecas-euribor-diferencial","status":"publish","type":"post","link":"https:\/\/www.redpiso.es\/news\/hipotecas-euribor-diferencial\/","title":{"rendered":"Hipotecas: Euribor y diferencial"},"content":{"rendered":"<p>\u00bfSabes lo que son el <strong><em>Euribor<\/em><\/strong> y el <strong><em>diferencial <\/em><\/strong>en tu <a href=\"http:\/\/www.dcredit.es\/\"><strong><em>hipoteca<\/em><\/strong><\/a>? Desc\u00fabrelo para no confundirte y saber bien a qu\u00e9 te enfrentas.<\/p>\n<p>En las <a href=\"https:\/\/www.redpiso.es\/news\/la-diferencia-una-hipoteca-tipo-fijo-variable\/\"><strong><em>hipotecas a tipo variable<\/em><\/strong><\/a> se aplican dos componentes para aplicar la tasa de inter\u00e9s: <strong><em>el Euribor y el diferencial<\/em><\/strong>.<\/p>\n<p>El Euribor es el <strong><em>\u00edndice de referencia<\/em><\/strong> por excelencia, actualizado diariamente, por el que se rigen las entidades bancarias europeas para conceder <strong><em>pr\u00e9stamos de dinero<\/em><\/strong>. Es un tipo de inter\u00e9s de mercado y es el principal, pero no el \u00fanico. En Espa\u00f1a tambi\u00e9n es com\u00fan utilizar el IRPH. El <strong><em>IRPH<\/em><\/strong> se ha utilizado en el 13% de las <strong><em>hipotecas espa\u00f1olas<\/em><\/strong>.<\/p>\n<p>El <strong><em>diferencial<\/em><\/strong> es una parte fija que se suma al \u00edndice de referencia y que no var\u00eda en ning\u00fan momento de la hipoteca.<\/p>\n<p>Por ejemplo, si en el momento en el que se firma la hipoteca el Euribor est\u00e1 al 4% y el diferencial es del 1%, se aplicar\u00e1 un inter\u00e9s del 5%. Si cuando se revise el Euribor est\u00e1 al 1%, como el diferencial es fijo, el inter\u00e9s ser\u00e1 del 2%.<\/p>\n<p>En <a href=\"http:\/\/www.redpiso.es\/\"><strong><em>Redpiso<\/em><\/strong><\/a>, contamos con una empresa de <strong><em>intermediaci\u00f3n financiera<\/em><\/strong>: <a href=\"http:\/\/www.dcredit.es\/\"><strong><em>Dcredit<\/em><\/strong><\/a>. Ofrece una financiaci\u00f3n del 100% y asesora en todo lo necesario a los clientes. Todo esto lo puede hacer gracias a los numerosos acuerdos con los principales bancos y entidades financieras del pa\u00eds.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00bfSabes lo que son el Euribor y el diferencial en tu hipoteca? Desc\u00fabrelo para no confundirte y saber bien a qu\u00e9 te enfrentas. En las hipotecas a tipo variable se aplican dos componentes para aplicar la tasa de inter\u00e9s: el Euribor y el diferencial. El Euribor es el \u00edndice de referencia por excelencia, actualizado diariamente, por el que se rigen [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":551,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-570","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Hipotecas: Euribor y diferencial - REDPISO NEWS<\/title>\n<meta name=\"description\" content=\"Descubre qu\u00e9 son y c\u00f3mo act\u00faan el Euribor y el diferencial en las hipotecas a tipo variable.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redpiso.es\/news\/hipotecas-euribor-diferencial\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hipotecas: Euribor y diferencial - 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