{"id":244,"date":"2016-04-08T13:49:22","date_gmt":"2016-04-08T13:49:22","guid":{"rendered":"http:\/\/www.redpiso.es\/news\/?p=244"},"modified":"2016-04-08T13:49:22","modified_gmt":"2016-04-08T13:49:22","slug":"el-umbral-de-exclusion","status":"publish","type":"post","link":"https:\/\/www.redpiso.es\/news\/el-umbral-de-exclusion\/","title":{"rendered":"El umbral de exclusi\u00f3n"},"content":{"rendered":"<p>Se puede estar dentro del <strong><em>umbral de exclusi\u00f3n<\/em><\/strong> en tres casos.<\/p>\n<ul>\n<li>Si los <strong><em>ingresos de la familia no superan<\/em><\/strong> el l\u00edmite de tres veces <strong><em>IPREM<\/em><\/strong> (Indicador P\u00fablico de Renta de Efectos M\u00faltiples). Este es el \u00edndice empleado en Espa\u00f1a para la concesi\u00f3n de becas, ayudas, etc. Si alg\u00fan miembro de la familia tiene una <strong><em>minusval\u00eda<\/em><\/strong> superior al 33%, <strong><em>dependencia o enfermedad<\/em><\/strong> que le incapacite para trabajar, deber\u00e1 superarse en cuatro veces el l\u00edmite de IPREM. En caso de que alg\u00fan miembro sufra par\u00e1lisis cerebral o cualquier <strong><em>enfermedad mental<\/em><\/strong> o una minusval\u00eda superior al 65% se deber\u00e1 superar en cinco veces el IPREM.<\/li>\n<li>Cuando la econom\u00eda familiar ha sufrido alteraciones significativas en los \u00faltimos cuatro a\u00f1os. Se entiende que ha sucedido esto <strong><em>cuando la hipoteca se haya multiplicado<\/em><\/strong> por 1,5. En este caso se consideran m\u00e1s vulnerables las familias numerosas, las familias monoparentales con dos o m\u00e1s hijos, familias con menores de tres a\u00f1os o familias con discapacitados.<\/li>\n<li>Cuando la hipoteca resulta superior al 50% de los ingresos que recibe la familia.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-175\" src=\"https:\/\/www.redpiso.es\/news\/wp-content\/uploads\/2016\/04\/Imagen-2-ALT-umbral-de-exclusion.jpg\" alt=\"umbral de exclusion\" width=\"400\" height=\"244\" srcset=\"https:\/\/www.redpiso.es\/news\/wp-content\/uploads\/2016\/04\/Imagen-2-ALT-umbral-de-exclusion.jpg 400w, https:\/\/www.redpiso.es\/news\/wp-content\/uploads\/2016\/04\/Imagen-2-ALT-umbral-de-exclusion-300x183.jpg 300w\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" \/><\/p>\n<p>La pertenencia al umbral de exclusi\u00f3n se realiza de forma voluntaria a un <strong><em>C\u00f3digo de Buenas Pr\u00e1cticas<\/em><\/strong>. As\u00ed, se intentar\u00e1 <strong><em>reestructurar la deuda de la unidad familiar<\/em><\/strong> para adaptarla mejor a sus necesidades y para que pueda hacer frente a su pago.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Se puede estar dentro del umbral de exclusi\u00f3n en tres casos. Si los ingresos de la familia no superan el l\u00edmite de tres veces IPREM (Indicador P\u00fablico de Renta de Efectos M\u00faltiples). Este es el \u00edndice empleado en Espa\u00f1a para la concesi\u00f3n de becas, ayudas, etc. Si alg\u00fan miembro de la familia tiene una minusval\u00eda superior al 33%, dependencia o [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":110,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-244","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>El umbral de exclusi\u00f3n - REDPISO NEWS<\/title>\n<meta name=\"description\" content=\"Motivos y circunstancias por las que se puede pertenecer al umbral de exclusi\u00f3n en Espa\u00f1a.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redpiso.es\/news\/el-umbral-de-exclusion\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"El umbral de exclusi\u00f3n - 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